FHA Vs. USDA loan program for Forest-City, Rutherford County, North Carolina

In 2025, USDA loan limit in Forest-City, county of Rutherford, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Forest-City, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

561-221-1124 Lender's profile and map Reviews Lord Mortgage & Loan 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487 Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
(309) 593-2117 Lender's profile and map Reviews 1st Community Bank 407 Third Street, Sherrard, IL, 61281 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(414) 405-1668 Lender's profile and map Reviews F Street Group 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233 Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
(414) 269-5300 Lender's profile and map Reviews Milwaukee Hard Money 1130 N 9th St, Milwaukee, WI, 53233 Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
(239) 800-9188 Lender's profile and map Reviews American Mortgage Corporation Inc 5576 Hammock Isles Drive, Naples, FL, 34119 American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
(833) 888-4568 Lender's profile and map Reviews Florida Financial Institute 1800 Seneglate Date Drive, Naples, FL, 34119 Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
239-449-3700 Lender's profile and map Reviews Stock Financial 2639 Professional Circle Suite 105, Naples, FL, 34119 Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(573) 782-3881 Lender's profile and map Reviews Community Point Bank 13218 Railroad Avenue, Russellville, MO, 65074 Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
212 600 2276 Lender's profile and map Reviews Layla Capital 7777 Glades Road, Suite 309, Boca Raton, NY, 33434 Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
(414) 374-0486 Lender's profile and map Reviews Columbia Savings and Loan Association 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205 Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.