USDA Vs. FHA Pro and Con comparison in Forest-City, Rutherford County, NC
In 2025, the USDA loan cap for Forest-City, in the county of Rutherford, NC, is $285,000, while the FHA limit for a single-family house is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's leading rates for USDA against FHA. Determine the income, credit, reserves, and necessary documents to qualify. See USDA, FHA, Conforming, and VA options side by side with our advanced mortgage calculator, assisting you in selecting the right program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Needs in Forest-City, Rutherford, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Forest-City, NC
Lendersa® is committed to securing you the finest USDA or FHA loan swiftly and without complications. Start by picking one of three pathways that lead to matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans have no down payment requirement.
1265 Corona Pointe Court Suite 300, Corona, CA, 92879
"Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the
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Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
by the Department of Business Oversight under the California Residential
Mortgage Lending Act.
The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
3200 East Guasti Road, Suite 100, Ontario, CA, 91761
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4345 East Lowell Street, Suite N, Ontario, CA, 91761
The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
"The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."
The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
