USDA and FHA Pro and Con in Rutherfordton, Rutherford County, NC
In the year 2025, the limit for USDA loans in Rutherfordton, located within the county of Rutherford, NC, is specified as $336,500; meanwhile, the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator for a comparative analysis of today's best rates between USDA and FHA programs. This will assist you in figuring out the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, making it easier to determine which program in suits your financial scenario best.
Find 2025 loan limits and down payment requirements in Rutherfordton, County of Rutherford, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Rutherfordton, NC
Lendersa® is dedicated to swiftly connecting you with the most advantageous USDA or FHA loans, minus the usual hassle. Begin by choosing from three different starting pathways which align with relevant lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is specifically designed for qualifying borrowers in rural locales. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment, providing a more accessible option for many potential homeowners.
Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
"First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase
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