USDA Loan Vs. FHA loan for Boiling-Springs, NC [Cleveland County ]

For 2025, the USDA loan limit in Boiling-Springs, situated in Cleveland County, NC, is $285,000, compared to the FHA limit of $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates, and to identify the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you choose the most suitable program for your financial circumstances in .

Exploring USDA and FHA Loan Options in Boiling-Springs, NC

The aim of Lendersa® is to quickly secure you the best possible USDA or FHA loan without hassle. Choose from three starting points to be matched with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, often called a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans need no down payment, offering more accessible homeownership options.

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(334) 290-1012 Lender's profile and map Reviews River Bank & Trust 2611 Legends Drive, Prattville, AL, 36066 Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(703) 680-1143 Lender's profile and map Reviews PWC Employees Credit Union 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193 PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
(703) 468-0931 Lender's profile and map Reviews Infiniti Mortgage Solutions Inc. 7518 Diplomat Drive, Suite B, Manassas, VA, 20109 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(334) 244-9999 Lender's profile and map Reviews Guardian Credit Union. 418 Madison Ave, Montgomery, AL, 36104 Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
(937) 558-9070 Lender's profile and map Reviews KH Credit Union 7740 Paragon Road, Dayton, OH, 45459 At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
(800) 581-2256 Lender's profile and map Reviews JM Associates Federal Credit Union 9987 Pritchard Road, Jacksonville, FL, 32219 JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
(513) 422-8697 Lender's profile and map Reviews Sorg Bay West FCU 400 North Broad Street, Middletown, OH, 45042 Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
(513) 423-2921 Lender's profile and map Reviews Butler Heritage Federal Credit Union 660 N University Boulevard, Middletown, OH, 45042 BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
(513) 544-8391 Lender's profile and map Reviews ACF Home Loans LLC 1081 North University Boulevard, Suite C, Middletown, OH, 45042 ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
(229) 226-3300 Lender's profile and map Reviews Thomasville National Bank PO Box 1999, Thomasville, GA, 31799 Thomasville Bank is to operate a sound and profitable company while serving the banking needs of the Thomasville/Thomas County community. We will strive to protect our customers deposits, meet their credit needs, & promote economic development throughout the community, while consistently generating strong returns on our shareholders' investment.
(229) 226-3221 Lender's profile and map Reviews TC Federal Bank. 131 South Dawson Street, Thomasville, GA, 31799 TC Federal Bank provides a premium banking experience built on a rich history and a long-standing Tradition of Trust. Our employees know, own and live by our company culture every day. This is articulated through our core values, which support our mission and shape our vision describe what we do and express how we serve.