USDA Loan Vs. FHA loan pro & con for Boiling-Springs, Cleveland County, NC

In 2025, USDA loan limit in Boiling-Springs, county of Cleveland, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Boiling-Springs, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(318) 932-3491 709 miles Lender's profile and map Reviews Bank of Coushatta 1525 Ringgold Avenue, Coushatta, LA, 71019 On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
(479) 717-1900 709 miles Lender's profile and map Reviews Legacy National Bank 4055 W Sunset Ave, Springdale, AR, 72762 Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
(660) 747-3311 709 miles Lender's profile and map Reviews Central Missouri Community Credit Union 620 N Maguire Street, Warrensburg, MO, 64093 Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.
(660) 747-5513 709 miles Lender's profile and map Reviews Quarry City Savings and Loan Association 713 PCA Road, Warrensburg, MO, 64093 Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
(315) 287-2600 709 miles Lender's profile and map Reviews Gouverneur Savings and Loan Association 20 John Street, Gouverneur, NY, 13642 It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.
(920) 864-7901 709 miles Lender's profile and map Reviews GreenLeaf Bank 1608 Day Street, Greenleaf, WI, 54126 GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses. We focus on the needs of local families, businesses and farmers.
(479) 321-3355 709 miles Lender's profile and map Reviews Bank of Little Rock Mortgage 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712 Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
(479) 250-4485 709 miles Lender's profile and map Reviews Hero Mortgage, LLC 609 SW 8th Street, Suite 600, Bentonville, AR, 72712 Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
(479) 279-3037 709 miles Lender's profile and map Reviews New Season Mortgage, LLC 900 SE 5th Street, Suite 22, Bentonville, AR, 72712 New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
(989) 734-4734 710 miles Lender's profile and map Reviews Huron National Bank 200 East Erie, Rogers City, MI, 49779 Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
(989) 734-4130 710 miles Lender's profile and map Reviews Calcite Credit Union 478 N. Third St., Rogers City, MI, 49779 At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.