USDA Vs. FHA Pro and Con comparison in Mebane, Alamance County, NC
In 2025, in Mebane, Alamance county, NC, the USDA loan cap is $336,500, and the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current top rates between USDA and FHA loans. Assess your eligibility criteria, including income, credit, reserves, and documents needed. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you determine the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Mebane, Alamance, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mebane, NC
Lendersa® strives to swiftly and effortlessly connect you with the optimal USDA or FHA loan. Choose one of three pathways to get in touch with lenders and relevant USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, often called a USDA rural development loan, is available solely in rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, USDA loans are more accessible since they require no down payment, appealing to eligible buyers.
Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.
Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
United Equity Credit Union celebrates an over 85-year tradition of being a member owned financial institution. Credit Union membership is available to employees and retirees of Ameren Illinois, Vistra Energy and Subsidiaries Clinton Power Station (IL), Decatur Firefighters, ADM (Archer Daniels Midland)
AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
