For the year 2026, the USDA loan limit in Half-Moon, within the county of Onslow in NC, is set at $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. It's designed to help you assess the necessary income, credit, reserves, and paperwork for qualification. By employing our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which program in
Explore loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary aim of Lendersa® is to promptly secure you the most suitable USDA or FHA loan with minimal fuss. Choose from three initial steps for lender matching and USDA loan program discovery.
Known as the USDA mortgage, a USDA home loan is backed by the government through the Department of Agriculture and is specifically available in rural areas, also referred to as the USDA rural development loan. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA loan does not require a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
