USDA and FHA Pro and Con in Half-Moon, Onslow County, NC
For the year 2025, the USDA loan limit in Half-Moon, within the county of Onslow in NC, is set at $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. It's designed to help you assess the necessary income, credit, reserves, and paperwork for qualification. By employing our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which program in ideally suits your financial needs.
Loan limitations and down payment requirements for 2025 in Half-Moon, county of Onslow, NC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Half-Moon, NC
The primary aim of Lendersa® is to promptly secure you the most suitable USDA or FHA loan with minimal fuss. Choose from three initial steps for lender matching and USDA loan program discovery.
Known as the USDA mortgage, a USDA home loan is backed by the government through the Department of Agriculture and is specifically available in rural areas, also referred to as the USDA rural development loan. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA loan does not require a down payment.
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Our clients’ trust and satisfaction with their lending experience is our top priority.
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Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
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