USDA Vs. FHA Pro and Con comparison in Half-Moon, Onslow County, NC
For the year 2025, the USDA loan limit in Half-Moon, within the county of Onslow in NC, is set at $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. It's designed to help you assess the necessary income, credit, reserves, and paperwork for qualification. By employing our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to identify which program in ideally suits your financial needs.
Loan limitations and down payment requirements for 2025 in Half-Moon, county of Onslow, NC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Half-Moon, NC
The primary aim of Lendersa® is to promptly secure you the most suitable USDA or FHA loan with minimal fuss. Choose from three initial steps for lender matching and USDA loan program discovery.
Known as the USDA mortgage, a USDA home loan is backed by the government through the Department of Agriculture and is specifically available in rural areas, also referred to as the USDA rural development loan. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA loan does not require a down payment.
At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.
The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.
You
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Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
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Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.
2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052
Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.
