In the year 2026, the USDA loan limit for Swansboro, located in Onslow county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today's USDA and FHA top rates. Discover the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and with minimal hassle. Choose among three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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