USDA VS FHA in Swansboro, Onslow County, NC

In the year 2026, the USDA loan limit for Swansboro, located in Onslow county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to weigh today's USDA and FHA top rates. Discover the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal option for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Swansboro, Onslow, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Swansboro, NC

Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and with minimal hassle. Choose among three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Results
  • 8070 Soquel Drive, Suite 1B, Aptos, CA, 95003
  • Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.

  • California Bank of Commerce
  • 2999 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.

  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Wallstreet Mortgage Company
  • 38 Kuhl Court, Walnut Creek, CA, 94597
  • Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.

  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.

  • Silicon Valley Mortgage Corp
  • 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
  • "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
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  • Victoria Capital Mortgage Company
  • 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
  • "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003.
    Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates.
    Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.

  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
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  • Victoria Capital Mortgage
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  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.

  • The Lindley Team, Mortgage Lenders
  • [email protected], Portland, OR, 97223
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.

  • NW Preferred Federal Credit Union
  • 8950 SW Burnham Street, Tigard, OR, 97223
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    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance