USDA Vs. FHA your options comparison in Piney-Green, Onslow County, NC

During 2025, the USDA loan limit in Piney-Green, located in Onslow county, NC, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Discover the income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Piney-Green, Onslow, NC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Piney-Green, NC

At Lendersa®, our aim is to swiftly secure the best USDA or FHA loan for you without hassle. Start with one of three approaches designed to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and results

What are USDA Loans in NC?

A USDA home loan, often called a USDA rural development loan, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA loans require no down payment at all, making them appealing for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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