USDA Vs. FHA your options comparison in Mint-Hill, Mecklenburg County, NC
As of 2025, the USDA loan limit in Mint-Hill, situated in Mecklenburg county, NC, is $285,000. On the other hand, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help you decide which program in Alabama fits your financial situation best.
Loan limits and down payment requirements for 2025 in Mint-Hill, Mecklenburg county, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Mint-Hill, NC
The aim of Lendersa® is to deliver the best USDA or FHA loan quickly and without hassle. Choose one from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—often called the USDA rural development loan or USDA mortgage—is specifically available in rural neighborhoods. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment at all.
Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.
We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.
Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
