USDA and FHA Pro and Con in Holly-Ridge, Onslow County, NC
For 2025, the USDA loan limit in Holly-Ridge, Onslow County, NC is $285,000, unlike the FHA limit for a single-family home which is $356,362.
Take advantage of the Lendersa® USDA loan calculator to analyze today's top rates for USDA versus FHA. It’s designed to help you find out the income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in determining which option in Alabama best suits your financial requirements.
2025 Loan Limits and Downpayment Requirements in Holly-Ridge, Onslow County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Holly-Ridge, NC
Lendersa® is committed to securing the best USDA or FHA loans for you efficiently and with ease. Choose from three starting options that connect you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture—known as a USDA rural development loan or USDA mortgage—is available exclusively in rural locations. In contrast to FHA loans, which demand a down payment of at least 3.5%, USDA loans require no down payment at all.
Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
Since everyone has different needs, with us you have options, many options."
Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives
455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout
500 Office Center Drive, Suite 400, Fort Washington, PA, 19034
Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.
540 pennsylvania avenue, Suite 230, Fort Washington, PA, 19034
East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002
