USDA Vs. FHA your options comparison in Hampstead, Pender County, NC
For 2025, the USDA loan limit in Hampstead, within Pender county, NC, is set at $336,500. However, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool assists in determining the necessary income, credit reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the optimal program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Hampstead, Pender County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hampstead, NC
The mission of Lendersa® is to secure you the best available USDA or FHA loan quickly and efficiently. Start with one of three paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture. It is solely available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand no down payment, enhancing their affordability for eligible buyers in rural locales.
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.
Spirides Hospitality Finance Company provides mortgages and loans for owners of all types of hotels across the United States so they may obtain the capital they require to fund new construction & development, acquisition, debt refinancing, and renovation projects. With loan amounts ranging from $2, 000, 000 to $50, 000, 000
