For 2025, the USDA loan limit in Hampstead, within Pender county, NC, is set at $336,500. However, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool assists in determining the necessary income, credit reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the optimal program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Hampstead, Pender County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hampstead, NC
The mission of Lendersa® is to secure you the best available USDA or FHA loan quickly and efficiently. Start with one of three paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture. It is solely available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand no down payment, enhancing their affordability for eligible buyers in rural locales.
2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
"We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs:
FHA | FHA Ca
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Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
