USDA Loan Vs. FHA loan pro & con Ogden, New Hanover County, NC

In the year 2025, the USDA loan limit in Ogden, located in New Hanover, NC, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. You'll learn what income, credit, reserves, and documents are necessary for qualification. Through our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial situation.

Available USDA and FHA Loan Options in Ogden, NC

Lendersa® is dedicated to assisting you in obtaining the best USDA or FHA loan swiftly and easily. Opt for one of three starting methods to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching findings

Understanding USDA Loans in NC

A USDA home loan is secured by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This loan type is specifically available in rural neighborhoods. Unlike FHA loans, which mandate a minimum of 3.5% down payment, USDA loans require no down payment.

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(765) 455-0500 Lender's profile and map Reviews Financial Builders Federal Credit Union 2828 South Lafountain Street, Kokomo, IN, 46902 Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members
(765) 454-5590 Lender's profile and map Reviews City of Firsts Community FCU 1120 South Main Street, Kokomo, IN, 46902 City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
(765) 453-4020 Lender's profile and map Reviews Solidarity Community Federal Credit Union 201 Southway Blvd. E, Kokomo, IN, 46902 Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
(765) 854-0400 Lender's profile and map Reviews Mortgage City, Inc. 1202 Appletree Lane, Kokomo, IN, 46902 Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
(239) 455-6300 Lender's profile and map Reviews Florida Home Loanz LLC 547 E. Elkcam Circle, Marco Island, FL, 34145 Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.
(313) 291-3300 Lender's profile and map Reviews Total Community Credit Union 25155 Goddard, Taylor, MI, 48180 Total Community Credit Union is a full service financial institution specializing in a wide variety of loans. We offer loans for mortgages, home improvements, vehicle and much more. Competitive rates, low payments and flexible terms make it easy for almost anyone to realize their goals.
(888) 470-2809 Lender's profile and map Reviews Success Group Mortgage and Servicing LLC 23380 Goddard Road, Taylor, MI, 48180 SGMS is a Mortgage and Land Contract Services Company that is focused on your success. Our mortgage services team has over 25 years of experience in origination of all sizes of loans and refinance loans. Lead by James Woodworth, SGMS Mortgage provides one-on-one service with a personal touch.
(888) 681-2299 Lender's profile and map Reviews Helping Hands Community Partners 421 Elmwood Ave., Providence, RI, 02907 Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
(401) 751-0800 Lender's profile and map Reviews First Home Mortgage Corporation 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907 First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
(251) 947-1981 Lender's profile and map Reviews Citizens Bank, Inc. 21980 Palmer Street, Robertsdale, AL, 36567 Citizens' Bank has branches throughout Baldwin County, & its board members and employees live in Baldwin County. So, when we make decisions, we do so with our neighbors and community in mind. Since 1981 we have been building relationships that last, and it is with strength, prosperity & independence that we strive to be the premier community bank.
(518) 783-2211 Lender's profile and map Reviews Community Resource Federal Credit Union 20 Wade Road, Latham, NY, 12110 We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services. Our mission is to improve the lives of our members and the community by providing access to affordable
(866) 786-6275 Lender's profile and map Reviews Sunmark Credit Union 1187 Troy Schenectady Road, Latham, NY, 12110 Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.