USDA Loan Vs. FHA loan for Ogden, NC 2025

In the year 2025, the USDA loan limit in Ogden, located in New Hanover, NC, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. You'll learn what income, credit, reserves, and documents are necessary for qualification. Through our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial situation.

Available USDA and FHA Loan Options in Ogden, NC

Lendersa® is dedicated to assisting you in obtaining the best USDA or FHA loan swiftly and easily. Opt for one of three starting methods to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching findings

Understanding USDA Loans in NC

A USDA home loan is secured by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This loan type is specifically available in rural neighborhoods. Unlike FHA loans, which mandate a minimum of 3.5% down payment, USDA loans require no down payment.

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(360) 683-4848 Lender's profile and map Reviews Sean Clift Mortgage 803 Carlsborg Rd, Sequim, WA, 98382 Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
(800) 732-0173 Lender's profile and map Reviews Oregon State Credit Union 4800 SW Research Way, Corvallis, OR, 97333 Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.
(530) 258-7962 Lender's profile and map Reviews Capital Mortgage Source 301 Southwest 4th Street, Suite 160, Corvallis, OR, 97333 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(415) 465-9293 Lender's profile and map Reviews Tam Funding 301 Rock Rose Lane, Petaluma, CA, 94952 Tam Funding, a professional mortgage company specializing in residential mortgages. Unlike big banks, we don’t offer a limited range of mortgage options. No two borrowers are alike, so we structure a mortgage based upon your individual needs and work with our over 80+ different mortgage programs to find the right fit for you.
(707) 773-4200 Lender's profile and map Reviews Petaluma Home Loans 628 East Washington St., Suite B, Petaluma, CA, 94952 Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases. We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.
(707) 763-7900 Lender's profile and map Reviews America's Home Loans 11 Petaluma Blvd Suite 206, Petaluma, CA, 94952 America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(707) 888-2523 Lender's profile and map Reviews Abana Mortgage 7105 East Hurlbut Avenue, Sebastopol, CA, 95472 Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
(707) 823-6646 Lender's profile and map Reviews Cottingham Mortgage, Inc. 130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472 Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
(541) 833-0075 Lender's profile and map Reviews Elemental Home Mortgage, LLC 1612-2 NE Vine Street, Roseburg, OR, 97470 Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
(541) 440-9889 Lender's profile and map Reviews Award Home Loans of Roseburg 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470 Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
(541) 368-0155 Lender's profile and map Reviews Access Mortgages Services, Inc. 1630 Williams Hwy 140, Grants Pass, OR, 97527 Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
(503) 728-4321 Lender's profile and map Reviews Wauna Credit Union 101 SE Truehaak Street, Clatskanie, OR, 97016 At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.