For 2026, the USDA loan limit in Mount-Airy, located in the county of Surry, NC, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Make use of Lendersa®'s USDA loan calculator to contrast today's best rates between USDA and FHA. You'll find out the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program is ideal for you in .
Review 2026's Loan Limits and Downpayment Requirements in Mount-Airy, Surry, NC
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Mount-Airy, NC
At Lendersa®, our objective is to secure the best possible USDA or FHA loan promptly and effortlessly. Begin with one of three initial paths that connect you to matching lenders and USDA loan programs.
The USDA mortgage is a loan backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan, exclusive to rural areas. Unlike FHA loans requiring at minimum 3.5% down, USDA loans need no down payment, making it a favorable option for those eligible.
NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,
201 South Stratford Road, Winston Salem, NC, 27103
Lends in North Carolina
At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
Lends in North Carolina
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets.
To be the members' primary financial institution by providing reliable,
893 North Liberty Street, Suite A, Winston Salem, NC, 27101
Lends in North Carolina
Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
