USDA Loan Vs. FHA loan for Mount-Airy, NC [ best of 2023]

In 2025, USDA loan limit in Mount-Airy, county of Surry, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mount-Airy, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(843) 603-5924 293 miles Lender's profile and map Reviews The Kristoff Team 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910 The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
(863) 409-8909 293 miles Lender's profile and map Reviews Mortgage Lending Associates 23 Anchor Cove Court, Bluffton, SC, 29910 Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
(404) 236-9995 293 miles Lender's profile and map Reviews Blueprint Funding Inc 378 Fennel Way, Atlanta, GA, 30331 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(404) 346-6565 293 miles Lender's profile and map Reviews New Star Mortgage 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331 We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.
(937) 558-9070 293 miles Lender's profile and map Reviews KH Credit Union 7740 Paragon Road, Dayton, OH, 45459 At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
(443) 961-2500 293 miles Lender's profile and map Reviews Equity One Lending 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.
(888) 350-9996 293 miles Lender's profile and map Reviews Mid-Atlantic Financial Group 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
(410) 415-6669 293 miles Lender's profile and map Reviews Ronis Mortgage Network Inc 4510 Coffee Tree Court, Pikesville, MD, 21208 Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
(410) 486-3911 293 miles Lender's profile and map Reviews First Trust Financial LLC 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208 First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
(855) 200-4663 293 miles Lender's profile and map Reviews OM Mortgage LLC 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208 OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
(410) 358-1010 293 miles Lender's profile and map Reviews Cofmar Financial Inc 31 Walker Ave, Pikesville, MD, 21208 Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.