USDA Vs. FHA Pro and Con comparison in King, Stokes County, NC
For 2025, the USDA loan limit for the area of King in Stokes county, NC, is set at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading rates between USDA and FHA options. Determine the needed income, credit standings, reserves, and necessary documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program in that fits your financial status.
Loan Limits and Downpayment Requirements for 2025 in King, Stokes County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in King, NC
Lendersa® strives to secure the best USDA or FHA loan expediently and without hassle. Begin with one of three initial paths that align you with matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans, which necessitate a down payment of at least 3.5%, a USDA mortgage does not require any down payment, making it an attractive choice for eligible homebuyers in rural locations.
Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
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Greenwich Municipal Employees Federal Credit Union
439 West Putnam Avenue, Greenwich, CT, 06830
Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
Founded over 50 years ago, Ontario Shores FCU remains locally committed to serving the counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. We’re big enough to offer just about any service you may want, and we’re small enough to deliver it promptly and with a smile.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
Our credit union Motto is “People Helping People.” We’re all working together to help each other. As member-owners, we all have a stake in the credit union’s success. The better our credit union does, the better you do. That’s the value of credit union membership. South Bend Firefighters Federal Credit Union was organized on October 1959.
