USDA Loan Vs. FHA loan pro & con Mount-Olive, Wayne County, NC

In 2025, the USDA loan limit for Mount-Olive, in Wayne county, NC, is $285,000. By comparison, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to examine today's optimal USDA versus FHA rates, determining the eligibility criteria for income, credit, reserves, and necessary documentation. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, aiding you in selecting the program in that best fits your financial situation.

USDA and FHA Loan Options in Mount-Olive, NC

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan, quickly and without hassle. Choose from three beginning routes for lender matching and USDA loan program discovery.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, making them appealing to qualified buyers in rural districts.

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(239) 980-7588 Lender's profile and map Reviews Buckeye Lending Solutions, Inc 9990 Coconut Rd #257, Bonita Springs, FL, 34135 "Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with: Answers to their questions Responsive proactive communication"
(239) 676-5191 Lender's profile and map Reviews Althas Mortgage 9142 Bonita Beach Rd, Bonita Springs, FL, 34135 Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
(888) 728-1954 Lender's profile and map Reviews Peoples Bank & Trust (Illinois) 511 S. Main St, Altamont, IL, 62411 Peoples Bank & Trust wasn't a bank started by one individual. It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town. A group of forward-thinking community leaders recognized this issue
(877) 621-3557 Lender's profile and map Reviews Advance Mortgage & Investment Company, LLC 30500 State Highway 181, Suite 460, Daphne, AL, 36527 At AMIC, we strive to treat all our customers like friends and neighbors, because that's exactly what you are. Based in the Southeast, we live, work, and play right alongside many of our customers. We'll always guarantee you the best loan, work with local lenders whenever possible,
(601) 483-7307 Lender's profile and map Reviews MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION 6225 M Street, Building 305, Meridian, MS, 39307 The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
(518) 585-6725 Lender's profile and map Reviews TrailNorth Federal Credit Union 1178 NYS Route 9N, Ticonderoga, NY, 12883 TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
(800) 442-2800 Lender's profile and map Reviews Honor Credit Union 8385 Edgewood Road, Berrien Springs, MI, 49103 Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
(978) 374-0161 Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
(978) 372-7731 Lender's profile and map Reviews Pentucket Bank 1 Merrimack Street, Haverhill, MA, 01830 Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
(954) 538-4400 Lender's profile and map Reviews Power Financial Credit Union 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028 Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.