USDA VS FHA in Mar-Mac, Wayne County, NC

In 2025, the USDA loan limit for Mar-Mac, which is in Wayne county, NC, is $336,500. The FHA limit for a single-family home, on the other hand, is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mar-Mac, Wayne, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mar-Mac, NC

The goal of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and hassle-free. Choose from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in NC?

The USDA home loan is guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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