USDA Vs. FHA your options comparison in Royal-Pines, Buncombe County, NC
For 2025, in the area of Royal-Pines within Buncombe County, NC, the limit for USDA loans is set at $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's finest USDA and FHA rates, determining required income, credit reserves, and necessary documentation for qualification. This advanced mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program based on your financial situation in .
Loan Limits and Downpayment Requirements in Royal-Pines, Buncombe County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Royal-Pines, NC
Lendersa®'s mission is to provide you with the best USDA or FHA loans quickly and without hassle. Choose from three starting paths that align you with potential lenders and USDA loan opportunities.
A USDA home loan, often called a USDA mortgage or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages.
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Louisville Mortgage
Mortgage Network is Louisville’s mortgage leader
10503 Timberwood Circle, Suite 112, Louisville, KY, 40223
We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
13000 Equity Place, Suite 203, Louisville, KY, 40223
TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
