USDA Vs. FHA Pro and Con comparison in Royal-Pines, Buncombe County, NC
For 2025, in the area of Royal-Pines within Buncombe County, NC, the limit for USDA loans is set at $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's finest USDA and FHA rates, determining required income, credit reserves, and necessary documentation for qualification. This advanced mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program based on your financial situation in .
Loan Limits and Downpayment Requirements in Royal-Pines, Buncombe County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Royal-Pines, NC
Lendersa®'s mission is to provide you with the best USDA or FHA loans quickly and without hassle. Choose from three starting paths that align you with potential lenders and USDA loan opportunities.
A USDA home loan, often called a USDA mortgage or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
1001 E. Hallandale Beach Blvd., Hallandale, FL, 33009
Desjardins Group was the first Quebec institution to open a branch in Florida when Desjardins Bank was founded in Hallandale Beach in 1992. It serves members of Desjardins caisses, individuals and businesses alike, all over Florida and the U.S. All Desjardins Bank documentation is in English but account holders have access to services in French.
1850 South Ocean Drive, Suite 1708, Hallandale, FL, 33009
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
B & B Capital specializes in designing creative funding solutions to Real Estate projects.
We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%
