USDA Loan Vs. FHA loan pro & con for Woodfin, Buncombe County, NC

In 2025, USDA loan limit in Woodfin, county of Buncombe, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodfin, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 990-2789 379 miles Lender's profile and map Reviews MC Financial Inc 7315 Wisconsin Avenue, Office 414, Bethesda, MD, 20814 We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
(301) 656-3863 379 miles Lender's profile and map Reviews Bancstar Mortgage LLC 8120 Woodmont Ave, Bethesda, MD, 20814 The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(202) 629-9140 379 miles Lender's profile and map Reviews Eastern Union Funding 7910 Woodmont Ave, Bethesda, MD, 20814 Founded in 2001, Eastern Union is a leading national commercial mortgage brokerage company that has closed $12 billion in real estate transactions over the past three years. The firm employs more than 70 highly skilled brokers and real estate professionals. Eastern Union’s capital introductions are handled through its affiliated company
(301) 951-8242 379 miles Lender's profile and map Reviews Access Capital Mortgage 4600 East-West Hwy, Bethesda, MD, 20814 Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.
301 656 6566 379 miles Lender's profile and map Reviews Blue Water Funding, LLC 7501 Wisconsin Ave. Suite 125W, Bethesda, MD, 20814 Having years of experience in real estate investing and financing, the principals of BlueWater Funding understand and appreciate the profitability and complexities that certain transactions bring with them. Often, these complexities provide a hurdle that traditional banks may never be able to overcome, regardless of your relationship with them o
(202) 543-6830 379 miles Lender's profile and map Reviews First Savings Mortgage 659 C St SE, Washington, DC, 20003 First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
(330) 535-3611 379 miles Lender's profile and map Reviews FirstEnergy Family Credit Union 575 White Pond Drive, Suite E, Akron, OH, 44320 FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
(800) 388-7000 379 miles Lender's profile and map Reviews Geico Credit Union 5260 Western Avenue, Chevy Chase, MD, 20815 Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
(301) 299-8810 379 miles Lender's profile and map Reviews Congressional Bank 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815 Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
(202) 806-6128 379 miles Lender's profile and map Reviews Howard University Employees Federal Credit Union 525 Bryant Street NW, Room C-102, Washington, DC, 20059 Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
(855) 436-4100 379 miles Lender's profile and map Reviews Nymeo Federal Credit Union 5210 Chairmans Court, Frederick, MD, 21703 Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members. If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.