USDA Vs. FHA your options comparison in Mountain-Home, Henderson County, NC
For 2025, the USDA loan limit in Mountain-Home, within Henderson, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Use Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and calculate the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to select the right program for your financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Mountain-Home, Henderson County, NC
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Mountain-Home, NC
Lendersa® aims to promptly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, also called a USDA mortgage or rural development loan, is offered by the Department of Agriculture for rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment, making them more accessible.
West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.
Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
"NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.
At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.
Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
