USDA Loan Vs. FHA loan for Sanford, NC 2025

In 2025, USDA loan limit in Sanford, county of Lee, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sanford, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 854-9244 Lender's profile and map Reviews Connecticut Community Bank, National Association 605 West Avenue, Norwalk, CT, 06850 Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
(844) 926-3298 Lender's profile and map Reviews MortgageNote.org 1 S. Orange Ave, Suite 200, Orlando, FL, 32801 Before we created MortgageNote.org, we noticed that, although plenty of people want to buy mortgage notes, there are few comprehensive resources to help note owners weigh that decision. So we took the information that you normally would only receive during a lengthy conversation with a mortgage note expert and put it all online as a free resource.
(407) 432-0353 Lender's profile and map Reviews Progressive Capital Lending Group 111 North Orange Ave, Suite 800, Orlando, FL, 32801 We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.
(888) 450-3473 Lender's profile and map Reviews Firefighter Mortgages® 189 S Orange Ave, Suite 970, Orlando, FL, 32801 As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different
(407) 782-7941 Lender's profile and map Reviews Unrivaled Rate LLC 121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801 At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(407) 544-4627 Lender's profile and map Reviews VIP Mortgage Group 1511 East Robinson Street, Orlando, FL, 32801 "VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity. Information is subject to change without notice."
(407) 789-0779 Lender's profile and map Reviews My Home Mortgage Company 618 East South Street, Suite 500, Orlando, FL, 32801 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 764-0064 Lender's profile and map Reviews My Mortgage Funding LLC 390 North Orange Ave, Suite 2311, Orlando, FL, 32801 We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
(813) 388-0590 Lender's profile and map Reviews The Money Broker 111 North Orange Ave, Suite 800, Orlando, FL, 32801 The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
(407) 906-9605 Lender's profile and map Reviews Tewes Mortgage 100 W Lucerne Cir, Suite 502, Orlando, FL, 32801 Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.