USDA Vs. FHA Pro and Con comparison in Siler-City, Chatham County, NC
In 2025, the USDA loan limit in Siler-City, situated in Chatham county, NC, stands at $349,600, while the FHA ceiling for single-family homes is $437,000.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA versus FHA rates today. This will help you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, making it easier to decide which program in aligns best with your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Siler-City, Chatham County, NC
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$437,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Siler-City, NC
The aim of Lendersa® is to help you swiftly and easily secure the most advantageous USDA or FHA loan. Choose one of three pathways to connect with matching lenders and participate in USDA loan schemes.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment whatsoever.
Bitterroot Community Federal Credit Union was Chartered in 1968, was Darby’s first financial institution. Like the Darby Community, Bitterroot Community FCU is personal and friendly. Darby is a community that will always pull together to support a family in need & you will find this same characteristic in the staff & policies of this credit union.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
