USDA Loan Vs. FHA loan pro & con for Sunset-Beach, Brunswick County, NC

In 2025, USDA loan limit in Sunset-Beach, county of Brunswick, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Sunset-Beach, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(563) 324-1556 842 miles Lender's profile and map Reviews Neighborhood Housing Services of Davenport Iowa, Inc. 710 Charlotte St, Davenport, IA, 52803 Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
(989) 734-4734 842 miles Lender's profile and map Reviews Huron National Bank 200 East Erie, Rogers City, MI, 49779 Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
(989) 734-4130 842 miles Lender's profile and map Reviews Calcite Credit Union 478 N. Third St., Rogers City, MI, 49779 At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
(563) 323-9003 842 miles Lender's profile and map Reviews Davenport Police Department Credit Union 227 West 4th Street, Davenport, IA, 52801 Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
(573) 348-2265 842 miles Lender's profile and map Reviews First Bank of the Lake 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065 First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
(573) 302-9990 842 miles Lender's profile and map Reviews Mortgage Headquarters of Missouri, Inc 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065 Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
(563) 243-4121 842 miles Lender's profile and map Reviews 1st Gateway Credit Union 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730 Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
(319) 524-8133 842 miles Lender's profile and map Reviews The Hub-Co Credit Union 310 Bank Street, Keokuk, IA, 52632 The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
(573) 214-4207 842 miles Lender's profile and map Reviews Shelter Insurance FCU 1817 West Broadway, Columbia, MO, 65218 Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
(573) 874-1477 842 miles Lender's profile and map Reviews MISSOURI CREDIT UNION 111 E Broadway, Columbia, MO, 65205 We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
(563) 214-1539 842 miles Lender's profile and map Reviews John Cornish - Mortgage Lender 5189 Utica Ridge Rd, Davenport, IA, 52807 The mission of Key Mortgage Group is to help as many people as possible to become homeowners. Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.