USDA and FHA Pro and Con in Sunset-Beach, Brunswick County, NC
In 2025, the USDA loan limit for Sunset-Beach, located in Brunswick, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, and determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Sunset-Beach, Brunswick, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Sunset-Beach, NC
Lendersa® aims to secure you the best possible USDA or FHA loan efficiently and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00.
The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.
First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:
Home Mortgages
Commercial Loans
Personal Installments
Home Equity
"At Vera Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.
For most Americans purchasing or refinancing a home is the largest investment they will ever make. And it should be treated as such. As a licensed mortgage loan originator & Realtor Broke
In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.
The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Cecil County School Employees' Federal Credit Union
203 Booth Street, Elkton, MD, 21921
In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
