In 2026, the USDA loan limit for Sunset-Beach, located in Brunswick, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, and determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to decide which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the best possible USDA or FHA loan efficiently and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also called a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
Sunset-Beach Lenders |
|
Bridge Loan Guides
