USDA VS FHA in Shallotte, Brunswick County, NC

In 2025, the USDA loan limit for Shallotte, located in Brunswick County, NC, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Ascertain the income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to determine which program is best suited to your unique financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Shallotte, Brunswick County, NC

Loan Type Loan Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Shallotte, NC

Lendersa® aims to secure you the best possible USDA or FHA loan swiftly and seamlessly. Choose one of three starting options that connect you with lenders and guide you to appropriate USDA loan programs.

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What Is a USDA Loan in NC?

A USDA home loan, commonly referred to as a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture. These loans are available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment, making them particularly accessible to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Abiz Mortgage
  • 9977 Old Annapolis Road, Ellicott City, MD, 21042
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Calculator Mortgage LLC
  • 345 Putnam Avenue, Ormond Beach, FL, 32174
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ormond Mortgage Group
  • 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
  • We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
  • Nymeo Federal Credit Union
  • 5210 Chairmans Court, Frederick, MD, 21703
  • Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members. If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
  • Addison Mortgage Consultants
  • 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703
  • Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • F & M Bank and Trust Company
  • 142 West Main Street, Manchester, GA, 31816
  • F&M Bank and Trust was founded as a bank for the people, and we have been providing our community with consumer and commercial loans for nearly seventy-five years. We strive to provide our customers with the hospitality that they have come to expect from their local hometown bank through competitive loan products.
  • Five Star Federal Credit Union
  • 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
  • Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
  • Petrous Capital, LLC
  • 2110 Devere Lane, Baltimore, MD, 21228
  • Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
  • Reverse Mortgage Answers LLC
  • 614 Old Edmondson Avenue, Baltimore, MD, 21228
  • Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.