USDA and FHA Pro and Con in Oak-Island, Brunswick County, NC
For 2025, the USDA loan limit in Oak-Island within Brunswick county, NC, is established at $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best available rates for USDA versus FHA loans. Assess the qualification requirements such as income, credit scores, reserves, and necessary documents. Our advanced mortgage calculator enhances your ability to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Oak-Island, Brunswick, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Oak-Island, NC
At Lendersa®, our mission is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Begin with one of three starting points to connect with lenders and appropriate USDA loan programs.
The USDA home loan, secured by the government Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment, making them a particularly appealing option for eligible borrowers.
20803 East Valley Boulevard, Suite 106, Walnut, CA, 91789
"Our goal is to provide quality customer service to each and every client. We
have access to a variety of programs which enables us to tailor each loan to
your individual needs. Not only do we focus on personal interaction with our
clients, but we also focus on making the loan process quick, effective, and
simple."
385 South Lemon Avenue, Suite D, Walnut, CA, 91789
Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
I invest my time focusing on your financing priorities, explaining your options and delivering the world class experience you expect. My goal is to earn your trust, respect and heartfelt referrals. My vision is to build strong, lifelong relationships, starting today with you. Scott Fredrickson Brentwood Pacific Financial
Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.
1403 North Batavia Street, Suite 202, Orange, CA, 92867
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.
NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
