USDA and FHA Pro and Con in Wendell, Wake County, NC
In 2025, the USDA loan limit for Wendell, located in the county of Wake, NC, is set at $336,500, while the FHA limit for a single-family home is $502,550.
Take advantage of Lendersa®'s USDA loan calculator to compare the most advantageous rates available today for USDA versus FHA loans. It determines the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in best fits your unique financial circumstances.
2025 Loan Limits and Downpayment Requirements in Wendell, County of Wake, NC
Loan Type
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wendell, NC
Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and effortlessly. Initiate your process by selecting one of three pathways that align you with matching lenders and USDA loan programs appropriate for you.
The USDA home loan is an option secured by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and its availability is restricted to rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans completely eliminate the requirement for any down payment, making them a viable choice for those qualifying in rural environments.
Sojourn Mortgage Company. We work closely with home buyers throughout the lending process. Sojourn Mortgage Company LLC Founder Paula Mercier explains, “The goal of Sojourn Mortgage is to deliver such high-quality service that clients will want to recommended us to their friends and family.
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
Verified Mortgage LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers Verified Mortgage LLC is created to service the loan industry a little differently.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
300 South State St, Suite 1000, Syracuse, NY, 13202
At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.
Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
The Central New York Mortgage Bankers Association is gearing up for our upcoming year. Whether you are a mortgage banker, mortgage broker, appraiser, attorney, credit professional, homebuilder, home inspector, insurance agent, realtor or title insurer, a CNY MBA membership offers you a forum for business and social exchange.
