USDA Loan Vs. FHA loan for Knightdale, NC [Wake County Rates 2023]

In 2025, USDA loan limit in Knightdale, county of Wake, NC is $336,500 while FHA limit is $502,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Knightdale, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 434-7300 379 miles Lender's profile and map Reviews Bridge Credit Union 1980 West Broad Street, Columbus, OH, 43223 Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
(724) 856-3119 380 miles Lender's profile and map Reviews Hometown Mortgage Company 117 Worthington Ave, New Castle, PA, 16105 Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
(440) 255-1199 380 miles Lender's profile and map Reviews Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
(614) 620-4405 380 miles Lender's profile and map Reviews Prolink Home Lending LLC 4449 Easton Way, Suite 2045, Columbus, OH, 43219 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(614) 418-8000 380 miles Lender's profile and map Reviews M/I Homes, Inc. 4131 Worth Ave, Suite 500, Columbus, OH, 43219 M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
(404) 425-3875 380 miles Lender's profile and map Reviews Home Loan Pros, Inc 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269 Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
(610) 882-8800 380 miles Lender's profile and map Reviews Embassy Bank for the Lehigh Valley 100 Gateway Drive, Bethlehem, PA, 18017 Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
(610) 691-0041 380 miles Lender's profile and map Reviews Bethlehem 1st Federal Credit Union 2317 Easton Avenue, Bethlehem, PA, 18017 People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
(610) 590-4840 380 miles Lender's profile and map Reviews DLP Lending 95 Highland Ave, Suite 300, Bethlehem, PA, 18017 DLP Lending leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.
610 488 2375 380 miles Lender's profile and map Reviews Direct Lending Partners 95 Highland Ave, Suite 300, Bethlehem, PA, 18017 At DLP Lending, we offer direct funding for short-term real estate loans. Our practical approach allows us to get your deal done, even when banks and traditional lenders cannot. Speak to one of our lending professionals today to see what’s truly possible, and let’s turn your property into a done deal.