For the year 2025, the USDA loan limit in Archer-Lodge, situated in Johnston county, NC, is $297,100. Meanwhile, the FHA limit for a single-family home is set at $371,450.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Identify the necessary income, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $297,100 | 0% |
| FHA | $371,450 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to securing the best possible USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all, making them particularly appealing for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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