FHA Vs. USDA loan program for Wilkesboro, Wilkes County, North Carolina

In 2025, USDA loan limit in Wilkesboro, county of Wilkes, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wilkesboro, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(763) 439-0888 886 miles Lender's profile and map Reviews Hmong TC Mortgage Inc 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429 Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
(402) 238-2245 886 miles Lender's profile and map Reviews i3 Bank 12212 North 156th Street, Bennington, NE, 68007 i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
(402) 289-2551 886 miles Lender's profile and map Reviews American Interstate Bank Elkhorn 3331 N. 204th Street, Elkhorn, NE, 68022 Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects. American Interstate Bank (AIB) offers a full range of banking products
(402) 697-5990 886 miles Lender's profile and map Reviews Pinnacle Bank 18081 Burt St, Elkhorn, NE, 68022 We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
(316) 733-1375 886 miles Lender's profile and map Reviews Andover State Bank 511 North Andover Road, Andover, KS, 67002 We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.
(903) 546-6275 887 miles Lender's profile and map Reviews The First National Bank of Tom Bean 109 S. Britton, Tom Bean, TX, 75489 Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
(507) 232-3488 887 miles Lender's profile and map Reviews ProGrowth Bank 703 3rd Street, Nicollet, MN, 56074 ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
(952) 400-6888 887 miles Lender's profile and map Reviews US West Financial Corporation 1864 Berkshire Ln N, Plymouth, MN, 55441 US West Financial Our goal is to make you happy with getting the best deal on your home loan. Our business success depends on your satisfaction. We believe that satisfied clients will bring more referrals to us The mortgage rates go up and down. Please let us have a chance to watch the rate for you. We will help you lower your house payment
(936) 628-3312 887 miles Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(763) 267-6300 888 miles Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(936) 336-7236 888 miles Lender's profile and map Reviews Liberty County Teachers FCU 3712 North Main Street, Liberty, TX, 77575 Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
(800) 696-8628 888 miles Lender's profile and map Reviews University Credit Union - Maine 15 Main Street, Orono, ME, 04473 Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.