USDA Loan Vs. FHA loan for Taylorsville, NC [Alexander County ]

In 2025, the USDA loan limit in Taylorsville, in the county of Alexander, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options, assisting you in deciding which program in is best for your financial situation.

USDA and FHA Loan Solutions in Taylorsville, NC

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, free of hassle. Choose one of three starting points to connect with lenders and identify the right USDA loan programs.

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Understanding USDA Loans in NC

The USDA home loan, backed by the government through the Department of Agriculture—known as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage demands no down payment, making it more accessible to eligible rural homebuyers.

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(405) 275-5014 Lender's profile and map Reviews Bison Federal Credit Union 2 West Macarthur, Shawnee, OK, 74804 On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
(405) 275-8830 Lender's profile and map Reviews First National Bank and Trust Company 130 E MacArthur, Shawnee, OK, 74804 Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
(651) 739-8080 Lender's profile and map Reviews Novation Credit Union, 500 Imperial Avenue, Oakdale, MN, 55128 Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
(651) 332-5200 Lender's profile and map Reviews Platinum Bank 7667 Tenth Street North, Oakdale, MN, 55128 We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.
(651) 324-9613 Lender's profile and map Reviews Mayek Mortgage LLC 225 North 2nd Street, Stillwater, MN, 55128 MAYEK MORTGAGE LLC offers the LOWEST available rate and cost combinations. We can save you up to one full discount point or 1% LOWER in fees when compared to our competitors. In other words, if your loan is $200, 000 we would offer a loan equal to the competition with up to $2000 LESS in closing costs.
(402) 509-4115 Lender's profile and map Reviews Pitch Edison Financial 1243 Golden Gate Drive, Papillion, NE, 68046 Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
(402) 292-8000 Lender's profile and map Reviews Cobalt Credit Union 7148 Towne Center Parkway, Papillion, NE, 68046 Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
(316) 775-7591 Lender's profile and map Reviews White Eagle Credit Union 2830 N Ohio Street, Augusta, KS, 67010 White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
(620) 532-5162 Lender's profile and map Reviews Citizens Bank of Kansas 2330 Ohio St, Augusta, KS, 67010 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(620) 442-8210 Lender's profile and map Reviews Ark Valley Credit Union 1515 N Summit Street, Arkansas City, KS, 67005 The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.
(936) 628-3312 Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(936) 336-7236 Lender's profile and map Reviews Liberty County Teachers FCU 3712 North Main Street, Liberty, TX, 77575 Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.