USDA and FHA Pro and Con in North-Wilkesboro, Wilkes County, NC
In the year 2025, the USDA loan cap in North-Wilkesboro, within Wilkes county of NC, stands at $285,000, whereas the FHA limit for a single-family residence is noted as $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's most competitive rates between USDA and FHA loans. Determine the eligibility requirements such as income, credit score, reserves, and needed documents. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program is optimal for your financial condition in .
2025 Loan Limits and Downpayment Needs in North-Wilkesboro, Wilkes, NC
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in North-Wilkesboro, NC
Through Lendersa®, our target is to swiftly secure the best USDA or FHA loan without complications. Choose one of three starting options to connect with lenders and USDA loan solutions.
A USDA home loan, assured by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA loan requires no down payment, making it an attractive choice for eligible borrowers.
Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
8765 W Higgins Road, Suite 675, Chicago, IL, 60631
The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6565 North Avondale, Suite 200, Chicago, IL, 60631
Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.
Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.
With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
