USDA Vs. FHA Pro and Con comparison in North-Wilkesboro, Wilkes County, NC
In the year 2025, the USDA loan cap in North-Wilkesboro, within Wilkes county of NC, stands at $285,000, whereas the FHA limit for a single-family residence is noted as $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's most competitive rates between USDA and FHA loans. Determine the eligibility requirements such as income, credit score, reserves, and needed documents. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program is optimal for your financial condition in .
2025 Loan Limits and Downpayment Needs in North-Wilkesboro, Wilkes, NC
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in North-Wilkesboro, NC
Through Lendersa®, our target is to swiftly secure the best USDA or FHA loan without complications. Choose one of three starting options to connect with lenders and USDA loan solutions.
A USDA home loan, assured by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA loan requires no down payment, making it an attractive choice for eligible borrowers.
Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.
We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.
SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
Island Home Mortgage is a family owned and operated business led by Michael Eric Kuc. Originally from New York, Michael’s family relocated to Florida in the Orlando area as a child where later, as an adult, he would find his love for St. Augustine, Fl. After several family trips to the area with his wife, Tonya and daughter Berkley,
2085 A1A South, Unit 204, Saint Augustine, FL, 32080
RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
