USDA Vs. FHA Pro and Con comparison in Weaverville, Buncombe County, NC
For the year 2025, in the city of Weaverville, located in the county of Buncombe, NC, the USDA loan limit is set at $336,500. Conversely, the limit for an FHA loan catering to single-family homes is $472,030.
Make use of the Lendersa® USDA loan calculator to examine and compare today’s top USDA and FHA rates. Assess the required income, credit score, reserves, and necessary documents to see what is needed for qualification. Our sophisticated mortgage calculator also shows you USDA, FHA, Conforming, and VA options side by side, helping you to choose the best program in that suits your financial standing.
2025 Loan Limits and Down Payment Requirements in Weaverville, Buncombe, NC
Loan Category
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Weaverville, NC
The mission of Lendersa® is to assist you in securing the optimal USDA or FHA loan swiftly and effortlessly. You can begin with any one of three options which link you to lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Unlike FHA mortgages, which demand a minimum down payment of 3.5%, the USDA loan eliminates down payment requirements altogether.
Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
we have proudly served Texas for more than 60 years. Plains State Bank is committed to elevating the economic position of our individual and business customers and to the development of the communities we serve. We bring you the best in full service banking backed by local ownership.
8790 FM 1960 Bypass W, Suite A 500, Humble, TX, 77338
United Energy Credit Union has been open since 1934. The credit union has assets totaling $29.41 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338
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Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
2325 East I-44 Service Road, Oklahoma City, OK, 73111
Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111
In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
