USDA Vs. FHA Pro and Con comparison in Weaverville, Buncombe County, NC
For the year 2025, in the city of Weaverville, located in the county of Buncombe, NC, the USDA loan limit is set at $336,500. Conversely, the limit for an FHA loan catering to single-family homes is $472,030.
Make use of the Lendersa® USDA loan calculator to examine and compare today’s top USDA and FHA rates. Assess the required income, credit score, reserves, and necessary documents to see what is needed for qualification. Our sophisticated mortgage calculator also shows you USDA, FHA, Conforming, and VA options side by side, helping you to choose the best program in that suits your financial standing.
2025 Loan Limits and Down Payment Requirements in Weaverville, Buncombe, NC
Loan Category
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Weaverville, NC
The mission of Lendersa® is to assist you in securing the optimal USDA or FHA loan swiftly and effortlessly. You can begin with any one of three options which link you to lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Unlike FHA mortgages, which demand a minimum down payment of 3.5%, the USDA loan eliminates down payment requirements altogether.
At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
1908 Eastwood Road, Suite 221, Wilmington, NC, 28403
MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412
We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
