FHA Vs. USDA loan program for Beatrice, Gage County, Nebraska

For 2025, the USDA loan limit in Beatrice, located in Gage county, NE, is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the most favorable rates available today for USDA versus FHA loans. This tool helps evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your finances in .

Exploring USDA and FHA Loan Options in Beatrice, NE

The mission of Lendersa® is to provide you with optimal USDA or FHA loan options quickly and efficiently. Choose one of these three pathways to connect with matching lenders and explore USDA loan programs:

Results for Lendersa USDA loan request and matches

Understanding USDA Loans in NE

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(402) 443-4117 Lender's profile and map Reviews FirstBank of Nebraska 201 E. 5th Street, Wahoo, NE, 68066 FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
(785) 632-5161 Lender's profile and map Reviews C&R Credit Union 801 5th Street, Clay Center, KS, 67432 C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
(402) 723-4441 Lender's profile and map Reviews Henderson State Bank 1040 North Main Street, Henderson, NE, 68371 Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
(402) 509-4115 Lender's profile and map Reviews Pitch Edison Financial 1243 Golden Gate Drive, Papillion, NE, 68046 Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
(402) 292-8000 Lender's profile and map Reviews Cobalt Credit Union 7148 Towne Center Parkway, Papillion, NE, 68046 Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
(402) 225-3381 Lender's profile and map Reviews Commercial Bank Nelson 401 South Main, Nelson, NE, 68961 In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
(402) 779-2545 Lender's profile and map Reviews Foundation One Bank 23804 Cedar Drive, Waterloo, NE, 68069 Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
(402) 624-2255 Lender's profile and map Reviews Bank of Mead 322 S. Vine, Mead, NE, 68041 Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
(402) 515-1670 Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(785) 456-2221 Lender's profile and map Reviews Bank of the Flint Hills 806 West Fifth Street, Wamego, KS, 66547 Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
(785) 456-2021 Lender's profile and map Reviews Kaw Valley State Bank 1015 Kaw Valley Park Circle, Wamego, KS, 66547 Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
(402) 894-5005 Lender's profile and map Reviews Omaha Firefighters Credit Union 4630 S 143rd Street, Omaha, NE, 68137 Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.