USDA and FHA Pro and Con in Beatrice, Gage County, NE

For 2025, the USDA loan limit in Beatrice, located in Gage county, NE, is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the most favorable rates available today for USDA versus FHA loans. This tool helps evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your finances in .

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2025 Loan Limits and Down Payment Requirements in Beatrice, Gage, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Beatrice, NE

The mission of Lendersa® is to provide you with optimal USDA or FHA loan options quickly and efficiently. Choose one of these three pathways to connect with matching lenders and explore USDA loan programs:

Results for Lendersa USDA loan request and matches

Understanding USDA Loans in NE

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
  • Silver State School Credit Union
  • 2256 S Nellis Blvd, Las Vegas, NV, 89104
  • Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
  • Alpha Funding
  • 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
  • We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
  • Nova Financial
  • 2006 E Charleston Blvd, Las Vegas, NV, 89104
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  • Casamia Mortgage Company
  • 1319 South Eastern Avenue, Las Vegas, NV, 89104
  • Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
  • Rehab Lend
  • 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
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  • 12401 Braddock Road, Fairfax, VA, 22030
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  • First Virginia Community Bank
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  • Apple Federal Credit Union
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  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience. We’re grateful for every member who chooses to be a part of the Apple family.
  • The Freedom Bank of Virginia
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  • The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.
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