USDA Vs. FHA your options comparison in Seward, Seward County, NE
In 2026, the USDA loan limit for Seward, located in Seward county, NE, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA vs. FHA loans, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side, assisting you in selecting the ideal program in for your financial status.
Loan Limits and Downpayment Requirements in Seward, Seward, NE, 2026
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Seward, NE
The goal of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and hassle-free. Choose one of three paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Lends in Nebraska
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
