USDA Loan Vs. FHA loan for Lincoln, NE [Lancaster County ]

In 2026, the USDA loan limit in Lincoln, county of Lancaster, NE, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help you decide which program in fits your financial situation best.

USDA and FHA Loan Choices in Lincoln, NE

Lendersa® aims to swiftly secure you the best USDA or FHA loan with minimal hassle. Choose one of three starting points to connect with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

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(800) 582-5503 Lender's profile and map Reviews Golden Pacific Bank, National Association 1409 28th Street, Sacramento, CA, 95816 We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
(916) 396-0967 Lender's profile and map Reviews Wholesale West Lending Inc 725 30th street, Suite 203, Sacramento, CA, 95816 "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
(916) 416-5626 Lender's profile and map Reviews KMG Kappel Mortgage Group, Inc. 3673 J Street Sacramento, Sacramento, CA, 95816 Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.
(425) 445-1879 Lender's profile and map Reviews Halvorson Mortgage 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024 Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
(508) 820-4000 Lender's profile and map Reviews MutualOne Bank 49 Main Street, Natick, MA, 01760 Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
(508) 975-4367 Lender's profile and map Reviews QS Private Lending 83 Speen St, Natick, MA, 01760 QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
(401) 728-8300 Lender's profile and map Reviews Woodlawn Federal Credit Union 744 Main Street, Pawtucket, RI, 02860 Woodlawn Federal Credit Union strive to offer services designed to improve the economic and social well-being of ALL of our members no matter the socio-economic background, and return financial value to all those who participate in our member owned financial cooperative. and also Woodlawn FCU is more committed than ever to helping people.
(401) 495-3100 Lender's profile and map Reviews Anchor Financial Mortgage, Inc 1 Lonsdale Avenue, Pawtucket, RI, 02860 Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
(805) 637-0206 Lender's profile and map Reviews Coast Village Realty & Loan 1211 Coast Village Rd, Suite 12, Montecito, CA, 93108 Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.