USDA Vs. FHA your options comparison in Ashland, Saunders County, NE

In 2025, within Ashland, part of Saunders county in NE, USDA loan limits are set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA optimal rates, identifying the necessary income, credit, reserves, and paperwork to qualify. With our sophisticated mortgage calculator, you get a side-by-side comparison of USDA, FHA, Conforming, and VA to determine which option in suits your unique financial scenario best.

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2025 loan limits and down payment details in Ashland, Saunders, NE

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan prospects in Ashland, NE

Lendersa® is committed to swiftly providing the most advantageous USDA or FHA loan without difficulty. Choose from these three options leading to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also called a USDA rural development loan, and is solely available in rural areas. FHA loans demand a minimum of a 3.5% down payment, while USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.
  • MJS Mortgage
  • 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IFC Mortgage
  • 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024
  • IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002