USDA and FHA Pro and Con in York, York County, NE

For 2026, the USDA loan limit in York, located in the county of York, NE, is $336,500, whereas the FHA limit for single-family residences is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA loans. Determine the required income, credit standing, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the best option in for your particular financial situation.

Explore loan offers from a diverse range of 100 lenders

2026 Loan Limits and Down Payment Requirements in York, County of York, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in York, NE

Lendersa® aims to secure the best USDA or FHA loan for you quickly and conveniently. Choose one of the three pathways to connect with lenders and access USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. This loan type is available exclusively in rural neighborhoods. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Robbins & Lloyd Mortgage Inc.
  • 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
  • Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.

  • My Loan Underwriters
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.

  • First Nation Financial Corp
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.

  • Go Direct Lenders, LLC
  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FOX FEDERAL CREDIT UNION
  • 1990 Westwood Blvd, Suite 270, Los Angeles, CA, 90025
  • Fox Federal Credit Union has safely and soundly served its membership for over 85 years and has grown to become a full-service financial institution whose mission is to assist members in managing their financial resources by providing competitive, affordable financial products and services.

  • Montana Capital Bad Credit Loans
  • 16001 Wilshire Blvd, Suite 500, Los Angeles, CA, 90025
  • Montana Capital Bad Credit Loans is proud to have assisted many other people just like you in different occupations and many income levels. Our loans have helped give them the boost they need to get ahead in life. This is our story:

    2005. THE BEGINNING. Montana Capital was founded on September 2005

  • University Credit Union
  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025
  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.

    We keep our members’ best interests at the forefront of everything we do.

  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.