USDA Vs. FHA your options comparison in York, York County, NE
For 2025, the USDA loan limit in York, located in the county of York, NE, is $336,500, whereas the FHA limit for single-family residences is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA loans. Determine the required income, credit standing, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the best option in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in York, County of York, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in York, NE
Lendersa® aims to secure the best USDA or FHA loan for you quickly and conveniently. Choose one of the three pathways to connect with lenders and access USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. This loan type is available exclusively in rural neighborhoods. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans do not require any down payment.
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