USDA Vs. FHA Pro and Con comparison in York, York County, NE
For 2026, the USDA loan limit in York, located in the county of York, NE, is $336,500, whereas the FHA limit for single-family residences is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA loans. Determine the required income, credit standing, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the best option in for your particular financial situation.
2026 Loan Limits and Down Payment Requirements in York, County of York, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in York, NE
Lendersa® aims to secure the best USDA or FHA loan for you quickly and conveniently. Choose one of the three pathways to connect with lenders and access USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. This loan type is available exclusively in rural neighborhoods. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans do not require any down payment.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Lends in Nebraska
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded.
The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
