USDA Vs. FHA your options comparison in West-Point, Cuming County, NE
For 2025, the USDA loan threshold in West-Point, within Cuming county, NE is $285,000. In comparison, the FHA limit is $356,362 for single-family residences.
Utilize Lendersa® USDA loan calculator to evaluate today's optimum rates between USDA and FHA options. This tool helps assess the income, credit necessities, reserves, and essential documents required for eligibility. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans together for easy comparison, aiding in choosing the best suited program for your financial situation in .
Loan limits and down payment necessities for 2025 in West-Point, Cuming county, NE
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan choices in West-Point, NE
Lendersa® strives to provide you with the most suitable USDA or FHA loans swiftly and with minimal effort. Choose among three initial paths that match you with lenders and the USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture (USDA), is available strictly in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
For more than 65 years, American First Credit Union has remained focused on the financial well-being of our members and our community, offering competitive products and personal service. With a vision to be our members’ most essential financial resource, we are relentless in our efforts to deliver a world of access, ease and convenience.
Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.
"We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
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GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.
