USDA Vs. FHA Pro and Con comparison in Blair, Washington County, NE

In 2026, the USDA loan limit in Blair, located within Washington county in NE, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. Assess income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial needs.

Explore loan options from over 100 lenders

Loan Limits and Down Payment Requirements in Blair, Washington, NE - 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Blair, NE

Lendersa® is committed to securing the best USDA or FHA loan for you efficiently and without complications. Choose one of three starting paths to connect with lenders and USDA loan programs.

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Understanding USDA Loans in NE

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural regions. Unlike FHA loans which require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Blair Lenders

  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • Lends in Nebraska
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe

  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • Lends in Nebraska
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.

  • Heartland Area Federal Credit Union
  • 6111 N 72 Street, Omaha, NE, 68134
  • Lends in Nebraska
  • Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • First Nebraska Credit Union
  • 10655 Bedford Avenue, Omaha, NE, 68134
  • Lends in Nebraska
  • First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.

  • American Interstate Bank Elkhorn
  • 3331 N. 204th Street, Elkhorn, NE, 68022
  • Lends in Nebraska
  • Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects.

    American Interstate Bank (AIB) offers a full range of banking products

  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • Lends in Nebraska
  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.

  • Premier Bank
  • 16802 Burke Street, Omaha, NE, 68118
  • Lends in Nebraska
  • Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services

  • United Republic Bank
  • 111 North 181st Street, Omaha, NE, 68118
  • Lends in Nebraska
  • United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie

  • Core Bank
  • 17807 Burke St, Omaha, NE, 68118
  • Lends in Nebraska
  • Core Bank is a full-service community bank focused on meeting clients'​ banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.