USDA and FHA Pro and Con in Fremont, Dodge County, NE

In 2026, the USDA loan limit in Fremont, county of Dodge, NE, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Discover the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side, helping you decide which program in meets your financial needs best.

Review loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Fremont, County of Dodge, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Fremont, NE

Lendersa® aims to quickly secure you the best USDA or FHA loan without hassle. Choose one of three options to find matching lenders and USDA loan programs that suit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fremont Lenders

  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • Lends in Nebraska
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.

  • Bank of Mead
  • 322 S. Vine, Mead, NE, 68041
  • Lends in Nebraska
  • Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.

  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • Lends in Nebraska
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe

  • American Interstate Bank Elkhorn
  • 3331 N. 204th Street, Elkhorn, NE, 68022
  • Lends in Nebraska
  • Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects.

    American Interstate Bank (AIB) offers a full range of banking products

  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • Lends in Nebraska
  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.

  • Foundation One Bank
  • 23804 Cedar Drive, Waterloo, NE, 68069
  • Lends in Nebraska
  • Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.

  • Premier Bank
  • 16802 Burke Street, Omaha, NE, 68118
  • Lends in Nebraska
  • Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services

  • United Republic Bank
  • 111 North 181st Street, Omaha, NE, 68118
  • Lends in Nebraska
  • United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie

  • Core Bank
  • 17807 Burke St, Omaha, NE, 68118
  • Lends in Nebraska
  • Core Bank is a full-service community bank focused on meeting clients'​ banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.