For 2025, in Central-City, part of Merrick county in NE, the USDA loan is capped at $285,000, whereas a single-family house can borrow up to $356,362 under the FHA scheme.
Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA rates, gauging income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage tool provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, ensuring you pick the right program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to deliver the optimal USDA or FHA financing efficiently and hassle-free. Choose from three pathways for matched lenders and USDA loan options.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, known also as a USDA rural development loan, exclusive to rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans boast zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
