USDA Loan Vs. FHA loan for Central-City, NE [ best of 2023]

In 2025, USDA loan limit in Central-City, county of Merrick, NE is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Central-City, NE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Nebraska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 637-0206 1261 miles Lender's profile and map Reviews Coast Village Realty & Loan 1211 Coast Village Rd, Suite 12, Montecito, CA, 93108 Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
727-392-5363 1261 miles Lender's profile and map Reviews Generation Mortgage 8801 70th Way, Pinellas Park, FL, 33782 Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
(813) 961-3300 1261 miles Lender's profile and map Reviews Century Bank of Florida 716 West Fletcher Avenue, Tampa, FL, 33612 Century Bank of Florida was established to be a locally owned community bank, serving the financial needs of individuals, not-for-profit organizations. Our mission is to make a profit for the shareholders, provide personalized quality financial services at competitive prices, and to maximize earnings, while operating in a safe and sound manner.
(813) 569-2000 1261 miles Lender's profile and map Reviews USF Federal Credit Union 13302 USF Palm Drive, Tampa, FL, 33612 USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
(888) 640-1092 1261 miles Lender's profile and map Reviews TCM Bank, National Association 3501 E Frontage Rd, Suite 200, Tampa, FL, 33607 TCM Bank, N.A., a subsidiary of ICBA Bancard, serves as a trusted advisor to community banks, helping build and strengthen customer relationships with a market competitive and fully branded consumer and business credit card agent program. Through our Total Card Management program.
(804) 214-6878 1261 miles Lender's profile and map Reviews DKC Lending LLC - Hard Money Lender 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607 DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
(407) 392-4031 1261 miles Lender's profile and map Reviews 1st Florida Mortgage 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
(813) 879-4525 1261 miles Lender's profile and map Reviews Neighborhood Lending Partners 3615 West Spruce Street, Tampa, FL, 33607 NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
(813) 875-4528 1261 miles Lender's profile and map Reviews Home Loans By U Inc 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607 "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available. Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
(844) 770-7400 1261 miles Lender's profile and map Reviews CharterStone Mortgage 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607 "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
(407) 745-7916 1261 miles Lender's profile and map Reviews Florida Pro Mortgage LLC 5005 West Laurel Street, Suite 212, Tampa, FL, 33607 Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.