USDA Loan Vs. FHA loan for Amherst, NH [Hillsborough County ]

For 2026, the USDA loan upper limit in Amherst, in Hillsborough county, NH, is marked at $350,000, while the FHA cap stands at $477,250 for single-family homes.

Utilize Lendersa® USDA loan calculator for a side-by-side comparison of today's USDA and FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage tool, you can weigh USDA, FHA, Conforming, and VA loans together to find out which scheme in best suits your financial requirements.

Choosing USDA and FHA Loans in Amherst, NH

Lendersa® aims to secure you the ideal USDA or FHA loan swiftly and without fuss. Choose from three starting options for finding lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

USDA home loans, insured by the U.S. Department of Agriculture, are also known as USDA rural development loans or mortgages. They are exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

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Amherst Lenders
(603) 930-5706 Lender's profile and map Best Rate Mortgage & Equity Group, LLC 80 South Street, Suite 6, Milford, NH, 03055 Lends in New Hampshire After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
(888) 642-2740 Lender's profile and map NHCash.com, LLC 169 S River Rd, Unit 19, Bedford, NH, 03110 Lends in New Hampshire NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.
(603) 435-3505 Lender's profile and map snh commercial finance 264 South River Road, Suite 542, Bedford, NH, 03110 Lends in New Hampshire SNH Commercial Finance offers a portfolio of specialized commercial property financing including; Conventional Real Estate Loans, SBA Guaranteed Loans, Stated Commercial Loans, and Commercial Bridge Financing. For cost effective options with Cash-Out, Discounted Pay-Off or simple Rate & Term Refinancing contact SNH Commercial Finance to refina
(603) 644-8338 Lender's profile and map Advantage Home Loans LLC 167 South River Road, Unit 1, Bedford, NH, 03110 Lends in New Hampshire Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
(603) 637-4110 Lender's profile and map Precision Lending 264 South River Road, Suite 432, Bedford, NH, 03110 Lends in New Hampshire Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
(603) 873-4628 Lender's profile and map Home Choice Lending 264 South River Road, Suite 460, Bedford, NH, 03110 Lends in New Hampshire Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(603) 488-6040 Lender's profile and map Cambridge Trust 99 S River Rd, Bedford, NH, 03110 Lends in New Hampshire Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs
(603) 471-9300 Lender's profile and map Charley Farley Home Loans 172 NH-101, Bedford, NH, 03110 Lends in New Hampshire I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
(978) 272-2088 Lender's profile and map Nextgen Mortgage, Inc 20 Trafalgar Square, Suite 626, Nashua, NH, 03063 Lends in New Hampshire Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.