USDA VS FHA in Litchfield, Hillsborough County, NH
In 2025, the USDA loan limits in Litchfield, located in the county of Hillsborough, NH, are set at $350,000, whereas the FHA limit reaches $477,250 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to compare the current best rates between the USDA and FHA. Determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your unique financial context.
2025 Loan Limits and Downpayment Guidelines in Litchfield, Hillsborough County, NH
Type of Loan
Loan Ceiling
Down Payment %
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Litchfield, NH
The primary aim of Lendersa® is to promptly secure the best possible USDA or FHA loan for you without any hassle. Choose one of three starting routes to connect with lenders and explore USDA loan programs thoroughly.
A USDA home loan is guaranteed by the government, particularly by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural neighborhoods. In contrast to FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.
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