USDA and FHA Pro and Con in Bedford, Hillsborough County, NH

In 2026, the USDA loan limit for a single-family home in Bedford, located in county of Hillsborough, NH, is placed at $350,000, whereas the FHA limit is $477,250.

With Lendersa®'s USDA loan calculator, you can evaluate today's premier USDA versus FHA rates and establish the needed income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans alongside, helping you choose the best-suited program in for your unique financial needs.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements in Bedford, county of Hillsborough, NH for 2026

Loan Type Loan Limit Down payment
USDA $350,000 0%
FHA $477,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Bedford, NH

The aim of Lendersa® is to swiftly secure the finest USDA or FHA loan for you hassle-free. Choose from one of three options that align you with suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, endorsed by the U.S. Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is catered exclusively to rural areas. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage offers the advantage of requiring no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured

  • Golden Triangle Federal Credit Union
  • 5211 E Parkway, Groves, TX, 77619
  • Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery

  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve

  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.

  • DuGood Federal Credit Union
  • 7505 Eastex Freeway, Beaumont, TX, 77708
  • We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .

  • Coburn's Credit Union
  • 350 Pine Street, Suite 850, Beaumont, TX, 77701
  • Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.

  • Beaumont Community Credit Union
  • 660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
  • Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.

  • Benchmark Bank
  • 5700 Legacy Drive, Suite 10, Plano, TX, 75024
  • Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.

  • The Mortgage Nerd
  • 5550 Granite Parkway, Suite 200, Plano, TX, 75024
  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.

  • Mortgage Solutions Financial Plano
  • 5212 Tennyson Pkwy, Suite 100, Plano, TX, 75024
  • Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending

  • Dox Home Lending
  • 7300 Lone Star Drive, Suite C200, Plano, TX, 75024
  • Dox Home Lending Finding and securing a mortgage with low rates can present unique challenges, and there is no one-size-fix-all solution. You want to overcome those challenges, but you find yourself sifting through hundreds of websites trying to find the best rates with a company that cares about your unique story

  • The Loan Designer
  • 5601 Granite Parkway, Suite 550, Plano, TX, 75024
  • Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.