USDA Loan Vs. FHA loan pro & con Bedford, Hillsborough County, NH

In 2025, the USDA loan limit for a single-family home in Bedford, located in county of Hillsborough, NH, is placed at $350,000, whereas the FHA limit is $477,250.

With Lendersa®'s USDA loan calculator, you can evaluate today's premier USDA versus FHA rates and establish the needed income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans alongside, helping you choose the best-suited program in for your unique financial needs.

Exploring USDA and FHA loan choices in Bedford, NH

The aim of Lendersa® is to swiftly secure the finest USDA or FHA loan for you hassle-free. Choose from one of three options that align you with suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, endorsed by the U.S. Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is catered exclusively to rural areas. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage offers the advantage of requiring no down payment whatsoever.

Get top 10
USDA LENDERS
customized to yout needes

(978) 256-1533 Lender's profile and map Reviews Value Mortgage Corporation 11 Eldorado Road, Chelmsford, MA, 01824 As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
(978) 374-0161 Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
(978) 372-7731 Lender's profile and map Reviews Pentucket Bank 1 Merrimack Street, Haverhill, MA, 01830 Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
(978) 475-6133 Lender's profile and map Reviews The Andovers Federal Credit Union 19 Lupine Road, Suite C, Andover, MA, 01810 The Andovers Federal Credit Union is a non-profit financial institution owned and operated by its members. It is the purpose of the Credit Union to provide financial services and education to its members and develop relationships that make a difference in our members’ lives, while maintaining a stable and secure future for its membership.
(508) 264-2720 Lender's profile and map Reviews Sandton Partners LLC 36 Corbett St, Andover, MA, 01810 At Sandton Partners LLC, we are dedicated to helping you. We have helped Real Estate Investors in New England and across the United States with the short term financing solutions necessary for their real estate business to succeed. We lend against non-owner Occupied properties, and specialize in rehab loans
(603) 595-4400 Lender's profile and map Reviews Geosegment Systems 24 Front Street, Suite 203, Exeter, NH, 03833 Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
(800) 977-9113 Lender's profile and map Reviews Home Advantage Mortgage Corporation 312 Great Road, Littleton, MA, 01460 Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
(888) 279-7725 Lender's profile and map Reviews Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton, MA, 01460 With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
(800) 221-4020 Lender's profile and map Reviews WORKERS CREDIT UNION 119 Russell Street, Littleton, MA, 01460 Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
(800) 262-1001 Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.