In 2025, the USDA loan limit for a single-family home in Bedford, located in county of Hillsborough, NH, is placed at $350,000, whereas the FHA limit is $477,250.
With Lendersa®'s USDA loan calculator, you can evaluate today's premier USDA versus FHA rates and establish the needed income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans alongside, helping you choose the best-suited program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $350,000 | 0% |
| FHA | $477,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure the finest USDA or FHA loan for you hassle-free. Choose from one of three options that align you with suitable lenders and USDA loan plans.
A USDA home loan, endorsed by the U.S. Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is catered exclusively to rural areas. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage offers the advantage of requiring no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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