USDA and FHA Pro and Con in Auburn, Rockingham County, NH

In 2025, the USDA loan cap in Auburn, found in Rockingham county, NH, is $616,400. Comparatively, the FHA ceiling is $828,000 for single-family residence.

Utilize Lendersa® USDA loan calculator to juxtapose superior USDA and FHA rates today, assessing the necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, assisting in selecting the most suitable program in fitting your unique financial context.

Examine loan propositions from an array of 100 lenders

2025 loan limits and down payment requirements in Auburn, Rockingham county, NH

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Examining USDA and FHA loan options in Auburn, NH

Lendersa® is committed to swiftly finding you a favorable USDA or FHA loan, reducing complexity. Choose from three initial suggestions to connect with lenders offering USDA loan services effectively.

Lendersa USDA loan request and matching results

Defining USDA Loans in NH

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is applicable solely in rural locales. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans permit purchase without requiring any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b
  • The Lowell Five Cent Savings Bank
  • 34 John Street, Lowell, MA, 01852
  • Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities
  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.
  • Align Credit Union
  • 40 Market Street, Lowell, MA, 01852
  • "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire. Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."
  • The Andovers Federal Credit Union
  • 19 Lupine Road, Suite C, Andover, MA, 01810
  • The Andovers Federal Credit Union is a non-profit financial institution owned and operated by its members. It is the purpose of the Credit Union to provide financial services and education to its members and develop relationships that make a difference in our members’ lives, while maintaining a stable and secure future for its membership.
  • Sandton Partners LLC
  • 36 Corbett St, Andover, MA, 01810
  • At Sandton Partners LLC, we are dedicated to helping you. We have helped Real Estate Investors in New England and across the United States with the short term financing solutions necessary for their real estate business to succeed. We lend against non-owner Occupied properties, and specialize in rehab loans
  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
  • A M Mortgage Brokers
  • 132 S. Main Ave, Taylor, PA, 01851
  • AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.