USDA Vs. FHA Pro and Con comparison in Chester, Rockingham County, NH
In 2025, the USDA loan maximum for Chester, situated in Rockingham, NH, is set at $616,400, while the FHA cap for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA vs. FHA rates available today. Determine income, credit requirements, reserves, and the necessary documents to qualify. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Chester, Rockingham, NH
Type of Loan
Maximum Loan Limit
Down Payment Required
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Chester, NH
At Lendersa®, our objective is to facilitate a seamless process in securing the ideal USDA or FHA loan swiftly. Choose from three starting points to find lenders and USDA loan programs tailored to you.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural regions. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgages necessitate no initial down payment.
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Since 1952, the Reno City Employees Federal Credit Union has been offering savings and loan services to our members.
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