USDA Vs. FHA your options comparison in Chester, Rockingham County, NH

In 2025, the USDA loan maximum for Chester, situated in Rockingham, NH, is set at $616,400, while the FHA cap for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA vs. FHA rates available today. Determine income, credit requirements, reserves, and the necessary documents to qualify. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Chester, Rockingham, NH

Type of Loan Maximum Loan Limit Down Payment Required
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Chester, NH

At Lendersa®, our objective is to facilitate a seamless process in securing the ideal USDA or FHA loan swiftly. Choose from three starting points to find lenders and USDA loan programs tailored to you.

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Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural regions. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgages necessitate no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
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  • The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
  • Community State Bank FL
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  • Jonesburg State Bank
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  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
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  • American Home Mortgage Group
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