USDA and FHA Pro and Con in Manchester, Hillsborough County, NH

In 2025, the USDA loan threshold for Manchester in Hillsborough, NH is $350,000, whereas the FHA limit for a single-family home is $477,250.

Employ the Lendersa® USDA loan calculator to evaluate today’s best rates for USDA versus FHA loans, and identify the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, helping you to select the best program in for your specific financial scenario.

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Loan Limits & Down Payment Requirements for 2025 in Manchester, Hillsborough, NH

Loan Type Loan Limit Down Payment
USDA $350,000 0%
FHA $477,250 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Manchester, NH

Lendersa® is dedicated to providing you with the ideal USDA or FHA loan swiftly and without difficulty. You may start with one of the three available paths that connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan requests and matching results

What Defines a USDA Loan in NH?

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, no down payment is required for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



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