FHA Vs. USDA loan program for Barnstead, Belknap County, New Hampshire

For the year 2025, the USDA loan cap in Barnstead, Belknap county, NH, stands at $336,500, while the FHA's limit for single-family homes is $472,030.

The Lendersa® USDA loan calculator is a valuable tool for comparing current USDA and FHA rates, helping you understand the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding you in choosing the most appropriate program in for your financial needs.

Exploring USDA and FHA Loan Possibilities in Barnstead, NH

Lendersa® strives to efficiently secure the best USDA or FHA loan options for you, eliminating hassle. Start with any of the three pathways that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in NH

The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans that mandate a 3.5% down payment, the USDA mortgage allows no down payment at all.

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(877) 487-2977 Lender's profile and map Reviews The Provident Bank 5 Market Street, Amesbury, MA, 01913 We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
(978) 834-6719 Lender's profile and map Reviews National Mortgage Advice 110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913 At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
(603) 498-8736 Lender's profile and map Reviews Pride Rock Mortgage LLC 31 Lowell Rd, Windham, NH, 03087 Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
(603) 894-5700 Lender's profile and map Reviews Bank of New England 31 Pelham Road, Salem, NH, 03079 Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit
(603) 893-6616 Lender's profile and map Reviews The Omni Mortgage Co Inc 224 Main Street, Suite 1A, Salem, NH, 03079 The Omni Mortgage Company is a locally owned and operated mortgage brokerage agency with the in-depth mortgage industry knowledge and expertise necessary to provide financing solutions that best meet your specific needs. We have a wide range of conventional and government FHA & VA mortgage products.
(800) 220-0959 Lender's profile and map Reviews New England Regional Mortgage 90 Stiles Rd, Suite 201, Salem, NH, 03079 At New England Regional Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We make all loan decisions locally and find you the program with the lowest fixed rate..
(603) 458-7310 Lender's profile and map Reviews New England Regional Mortgage Corporation 90 Stiles Rd, Suite 201, Salem, NH, 03079 At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.
(978) 423-9314 Lender's profile and map Reviews ACCUTRUST MORTGAGE, INC 224 Main St, Suite 3b, Salem, NH, 03079 Accutrust Mortgage was Founded in 2004 with a small group of eight committed loan officers,the company has grown throughout New England while earning the Inc.500/5000 award several years in a row. Accutrust, Owner Don Lambert credits the people he works with.He says that the business has a core philosophy to invest in the people of the organization
(877) 383-1247 Lender's profile and map Reviews CCIG Commercial Capital Investor Group, LLC 800 Broadway, Haverhill, MA, 01832 Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
(978) 374-0161 Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs