The USDA and FHA loan limits in Epsom, NH for 2026 are outlined below. The USDA loan limit for the county of Merrimack stands at $350,000, whereas FHA's cap for a single-family residence is designated at $472,030.
To make informed financial choices, utilize the Lendersa® USDA loan calculator. It not only contrasts USDA and FHA current rates but also assists you in assessing necessary qualifications such as income, credit, reserves, and associated documentation. With this sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side, helping identify the most suitable financing program available in
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| Loan Type | Loan Limit | Minimum Down Payment |
| USDA | $350,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s objective is to swiftly facilitate you in securing the best USDA or FHA loan with minimal hassle. Begin by selecting any one of three methods that align you with the appropriate lenders and USDA loan schemes.
The USDA loan, backed by the governmental Department of Agriculture, often referred to as a USDA rural development or USDA mortgage, is eligible for rural regions only. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage doesn't require a down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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