USDA Vs. FHA Pro and Con comparison in Epsom, Merrimack County, NH
The USDA and FHA loan limits in Epsom, NH for 2025 are outlined below. The USDA loan limit for the county of Merrimack stands at $350,000, whereas FHA's cap for a single-family residence is designated at $472,030.
To make informed financial choices, utilize the Lendersa® USDA loan calculator. It not only contrasts USDA and FHA current rates but also assists you in assessing necessary qualifications such as income, credit, reserves, and associated documentation. With this sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side, helping identify the most suitable financing program available in based on your unique financial scenario.
Comprehensive 2025 Loan Limits and Down Payment Guidelines in Epsom, Merrimack, NH
Loan Type
Loan Limit
Minimum Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Epsom, NH
Lendersa®'s objective is to swiftly facilitate you in securing the best USDA or FHA loan with minimal hassle. Begin by selecting any one of three methods that align you with the appropriate lenders and USDA loan schemes.
The USDA loan, backed by the governmental Department of Agriculture, often referred to as a USDA rural development or USDA mortgage, is eligible for rural regions only. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage doesn't require a down payment at all.
At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.
Accutrust Mortgage was Founded in 2004 with a small group of eight committed loan officers,the company has grown throughout New England while earning the Inc.500/5000 award several years in a row. Accutrust, Owner Don Lambert credits the people he works with.He says that the business has a core philosophy to invest in the people of the organization
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM.
Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
