In 2025, the USDA loan ceiling for Farmington, situated in Strafford, NH, stands at $616,400, while the FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates and identify the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best option for your financial requirements in areas like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® aims to quickly secure the ideal USDA or FHA loan for you without hassle. Begin by selecting one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Contrasting with FHA loans requiring a 3.5% down payment, USDA loans require none, making them appealing for qualifying rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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