USDA VS FHA in Goffstown, Hillsborough County, NH

In the year 2025, the USDA loan cap in Goffstown, situated in the county of Hillsborough, NH stands at $350,000, while the FHA loan cap for a single-family residence is $477,250.

Leverage Lendersa® USDA loan calculator to contrast today's USDA versus FHA superior rates, understanding the income, credit, reserves, and necessary documentation required for qualification. Our advanced mortgage tools let you evaluate USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the suitable program in for your financial needs.

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2025 Loan Limits & Downpayment Needs in Goffstown, Hillsborough County, NH

Type of Loan Loan Ceiling Down Payment
USDA $350,000 0%
FHA $477,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Goffstown, NH

The mission of Lendersa® is to secure you the ideal USDA or FHA loan efficiently, free of hassle. Select from three opening paths that align with compatible lenders alongside USDA loan offerings.

Overview of Lendersa USDA loan requests and matches

Understanding USDA Loans in NH

The USDA home loan is a mortgage option backed by the US Department of Agriculture, also called a USDA rural development loan, available exclusively in rural locales. It differs from FHA loans, which mandate a minimum 3.5% down payment, as the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Howell Investment Finance
  • 510 S. 17th St, Suite 101 D, Ames, IA, 50010
  • Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.
  • Greater Iowa Credit Union
  • 801 Lincoln Way, Ames, IA, 50010
  • GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.
  • Paragon Bank
  • 5400 Poplar Avenue, Memphis, TN, 38119
  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
  • Local Mortgage Inc.
  • 5350 Poplar Ave, Suite 850, Memphis, TN, 38119
  • We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
  • Eagle Mortgage And Funding
  • 6260 Poplar Ave, Memphis, TN, 38119
  • We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.