USDA Vs. FHA Pro and Con comparison in Dunbarton, Merrimack County, NH
In 2025, the USDA loan limit for Dunbarton, located in the county of Merrimack, NH, is $350,000, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today, and determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding the best program to suit your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Dunbarton, Merrimack County, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Dunbarton, NH
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and efficiently. Choose from one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Contrary to FHA loans, which require a minimum of a 3.5% down payment, USDA mortgages require no down payment, thereby offering easier access to rural homeownership.
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